Lake County · № 07Locations / Lake Forest / Estate Planning

Estate Planning
in Lake Forest, IL.

Your Kids & Grandkids, Covered

Make sure the people you love get what you've built.

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Estate planning isn't just for the wealthy, it's for anyone who wants to make sure their family is taken care of. Without a plan, Illinois probate courts decide who gets your assets, who takes care of your children, and how your life's work is distributed.

At our firm, we work with families across Chicago's Northern Suburbs to create estate plans that protect your legacy, minimize taxes, avoid probate, and ensure your wishes are honored.

What this looks like in Lake Forest.

Estate planning isn't optional in Lake Forest, it's a financial imperative. With the Illinois estate tax exemption at $4 million per person and no portability, many Lake Forest families face six-figure estate tax bills without proper bypass trust planning. We work alongside Lake Forest estate attorneys on the full spectrum of strategies: bypass trusts, SLATs, dynasty trusts, annual gifting programs, and charitable vehicles that reflect the philanthropic values deeply embedded in this community.

Median home value

$850,000

Median income

$200,000

Over 55

29% of residents

County

Lake County

Lake County considerations

The county details.

Lake County's concentration of high-net-worth families, particularly in Lake Forest, Lake Bluff, Barrington, and Bannockburn, makes Illinois estate tax planning a first-order priority. Illinois's $4 million exemption isn't portable between spouses without specific trust planning: without an AB trust or disclaimer trust, the first spouse's exemption may be wasted and the surviving spouse's estate pays Illinois estate tax on everything above $4 million. For Lake County families with a primary residence worth $1.5 million or more plus investment assets and retirement accounts, the potential Illinois estate tax exposure is real and plannable, but only with proper structure in place before the first death.

Why Lake Forest.

Lake Forest families often have complex financial situations involving business ownership, stock options, multiple properties, and multi-generational wealth transfer. Our estate planning and tax strategy expertise is especially relevant here.

About Lake Forest

Lake Forest is one of Chicago's most prestigious suburbs, with a charming downtown, beautiful estates, and Lake Michigan shoreline. It attracts families who value elegance, privacy, and a slower pace of life.

Run the numbers · Free tool

Estate & Gifting Planner

Project your estate value, see Illinois exemption exposure, and model gifting strategies. Built for Lake Forest households.

For educational purposes only, not financial advice. Run scenarios, then book a call to discuss your specific situation.

Talk to a Lake Forest
advisor.

One free conversation about estate planning, at your kitchen table, our Evanston office, or a video call.