Wealth that’s been weathering storms
for thousands of years.
Gold and silver are the two assets families have trusted across recessions, inflation, and every market cycle in modern history. We have been helping Northern Suburbs families add precious metals to their retirement plans for nearly fifty years. We’ll walk you through what fits, what doesn’t, and how a metals allocation works alongside the rest of your plan.
The four conversations we have most.
Gold IRAs
Roll over part of an existing IRA or 401(k) into IRS-approved gold and silver, held in a qualified custodian.
Direct precious metals ownership
Buy and hold physical gold, silver, platinum, or palladium outside a retirement account.
Allocation guidance
How much, in what form, and when, answered against the rest of your retirement plan, not in isolation.
Storage and custody
IRS-approved depositories for IRA-held metals; secure private storage options for direct-owned metals.
Not a pitch. Three real reasons.
A hedge against the headline you can't predict.
Geopolitical shocks, inflation, currency stress, metals have historically held value when other assets haven't. Past performance doesn't guarantee future results.
A tangible asset your family can pass down.
Unlike a brokerage statement, gold and silver are physical wealth. For families thinking about legacy, that matters.
Diversification that's actually different.
Metals tend to move on their own cycle. They're often used to balance equity-heavy or bond-heavy portfolios.
One conversation at a time.
- № 01
A conversation, not a pitch.
We start by understanding your full situation, income, retirement goals, what you already own, what concerns you.
- № 02
A plan that fits.
We recommend a metals allocation only if it makes sense alongside your annuities, your insurance, and your retirement income plan.
- № 03
The right vehicle.
Gold IRA, direct ownership, or a blend, we walk you through the trade-offs, the tax treatment, and the storage logistics.
- № 04
Ongoing review.
Markets and lives change. We revisit the allocation with you on a schedule that matches how often you want to look.
Plain answers, before you call.
Is a Gold IRA right for me?
A Gold IRA may make sense for families who want a tangible-asset hedge inside a retirement account, who already have a diversified core, and who want the tax treatment of an IRA. It's not right for everyone. We walk through the fit before we ever recommend one.
How much of a portfolio should be in metals?
Industry guidance commonly ranges from 5% to 15%, but the right number for you depends on your total picture: age, income, other assets, risk tolerance, and what role you want metals to play.
Can I hold gold in my existing IRA?
Most traditional IRAs don't allow direct precious metals holdings. The standard path is a self-directed IRA with a qualified custodian and an IRS-approved depository. We help with the rollover paperwork.
What forms of gold qualify for a Gold IRA?
The IRS specifies eligible coins and bullion (purity standards apply). We source only IRS-eligible metals from established mints and dealers.
Is gold guaranteed to hold value?
No asset is. Gold has a long historical track record as a store of value, but its price moves with markets, and past performance doesn't guarantee future results. We help you decide whether it fits your plan with that reality in mind.
Our family has helped Northern Suburbs families think through precious metals since 1977, from Evanston to Highland Park. Three generations of advisors. One family business. Here when you want the conversation.
Two more pieces of the plan.
Common questions about precious metals.
Schedule a Precious Metals conversation.
One free conversation. We’ll walk through what fits, what doesn’t, and how a metals allocation works alongside the rest of your plan.