Quick answer
For most retirees prioritizing income certainty, fixed annuities are the better choice. They guarantee a specific interest rate and protect your principal. Variable annuities offer market-linked growth potential but come with higher fees, more complexity, and the risk of losing value, which is harder to recover from in retirement.
Want the specific answer for your situation?Free 30-minute consultation and we’ll model it with your real numbers, no obligation, no sales pitch.
