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FEHB vs Medicare: which should federal employees keep?

Quick answer

Most federal retirees should enroll in Medicare Part B in addition to keeping FEHB. When Medicare is your primary insurer and FEHB is secondary, your out-of-pocket costs often drop to near zero. However, you'll pay the Part B premium, so we run the numbers to confirm it makes sense for your situation.

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FEHB & Medicare Coordination

Decide how FEHB and Medicare should coordinate at 65, keep both, drop one, or suspend.

For educational purposes only, not financial advice. Run scenarios, then book a call to discuss your specific situation.

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